Account features:

1. Available for personal, agricultural and commercial accounts


2. First 10 cheques or pre-authorized withdrawals FREE


3. Bill payments: over-the-counter, Internet and Telephone Banking.


4. FREE Canadian CU ATM transactions


5. FREE Certified Financial Planning


6. Statements printed monthly quarterly, semi-annual or annual; statement cut-off 12th of month


7. E-Statements available with internet banking

Account features:

1. Available for personal, agricultural & commercial


2. Interest is calculated on the closing daily balance and on the entire balance in the account


3. Interest rate increases as the balance of the account increases.


4. No service charges when the balance of the account exceeds the $500 minimum.


5. Bill Payments: Over-the-counter, Internet & Telephone Banking.


6. FREE Certified Financial Planning

Account features:

1. Available for personal, agricultural and commercial accounts


2. Unlimited transactions including cheques, debits, Interac direct payment and Canadian Credit Union ATM transactions


3. No charge telephone banking and internet banking including FREE telpay bill payments


4. FREE Certified Financial Planning


5. FREE money orders, travelers cheques, certified cheques and utility bills


6. Statements printed monthly, quarterly, semi-annual or annual; Statement cut-off 12th of month.

Account features:

1. Interest rate increases as balance increases


2. FREE cash withdrawals and deposits

Account features:

1. 40 FREE chequing transactions per month including: In-branch cash withdrawals, Cheque & preauthorized debits, Interac direct payments, Canadian CU ATM transactions. Additional transactions at posted rates.


2. FREE bill payments, Travellers' Cheques & certified cheques


3. Memberdirect and Telephone banking


4. Statements printed montly, quarterly, semi-annual or annual; Statement cut-off 12th of month.


5. Direct Deposit available.

Account features:

1. Unlimited FREE chequing transactions including cheques and pre-authorized payments


2. NO statement or maintenance fees.

Account features:

1. Plan 24 Savings Account, 0.25% higher than
   regular Plan 24


2. GIC’s (1-5 year term), minimum deposit of $300


3. We will pay $5 towards the member share on 10th birthday.


4. Opening account gift


5. Statement printed semi-annually on June 12th and Dec. 12th

Account features:

1. Plan 24 Savings Account, 0.25% higher than regular Plan 24


2. Combination Savings/Chequing account:

   a. All-in-one chequing at a rate 0.25% higher than regular Plan 24

   b. Ten (10) free cheques per month and $0.20 per cheque thereafter

   c. Explain how to use a chequing account (record keeper, statement reconciliation)



3. Member Card -Parent/Guardian signature required for debit card and no service charges for POS or ATM transactions


4. GIC’s (1-5 year), minimum deposit of $300


5. Statements printed semi-annually


6. Opening account gift


7. First car loan (O.A.C.)

   a. We will offer a rate of 1% less than the equivalent consumer rate

   b. Co-signature of parent/guardian who qualifies for the loan in their own name

   c. Student has a source of income sufficient to meet the loan payments

Account features:

1. Proof of post-secondary enrollment required


2. Graduate chequing or P24


3. FREE first order of 12 personalized cheques


4. FREE transactions including cheques, Interac direct payment and CU ATM transactions


5. FREE Telephone Banking and Internet Banking, including FREE TelPay Bill payments


6. Statements with images printed monthly, quarterly, semi-annual or annual; Statement cut-off 12th of month.


7. FREE Certified Financial Planning


8. Student Mastercard available, on approved credit


9. Financial assistance for post secondary education for up to four years, on approved credit


10. First car loan (O.A.C.)

    a. We will offer a rate of 1% less than the equivalent consumer rate

    b. Co-signature of parent/guardian who qualifies for the loan in their own name

    c. Student has a source of income sufficient to meet the loan payments

Account features:

1. Interest is calculated on the closing daily balance and paid monthly


2. Descriptive monthly statement provided at no charge

Account features:

1. Interest is calculated on the minimum monthly balance and paid annually in December


2. Descriptive monthly statement provided at no charge for those months when account activity takes place

Minimum balance of $5,000 required.

Account features:

1. Interest calculated on the closing daily balance and paid monthly.


2. Designed for ATM, cu@home, and telephone banking; not for debit card use.

Account features:

1. Competitive rates and fully guaranteed.


2. Investment options from 30 days to 5 years.


3. Term information and activity is recorded on a descriptive monthly statement along with your other accounts.


4. For more information, please contact Devron at 937-6557.

Account features:

1. Available for registered and non-registered investments.


2. Available in a 3, 4 or 5 year non-redeemable term.


3. An option exists to select an interest rate that is equivalent to the remaining term of the deposit. This option may be exercised twice at any time during the term.


4. Interest is calculated on the daily closing balance and is paid December 31st of each year and on the maturity date.

Account features:

1. A Tax-Free Savings Account can be opened by any Canadian Resident who:

   is 18 years or older (no maximum age)and has a Social Insurance number

   Although deposits are not tax-deductible, any interest earned on your TFSA is not taxable.

   After 2009, the $5,000 maximum contribution limit may be increased depending on the rate of inflation; rounded to the nearest $500, e.g. if the rate of inflation in 2009 is 5.1%, in 2010, the maximum would increase to $5,500 ($5,000 x 5.1% = $255; nearest $500 is $5,500). Therefore the limit will increase some years, but not every year.

   Contributions are not tax deductible.

   Any unused contribution room will be carried forward indefinitely.

   Withdrawals made during one year, will increase your contribution room for the following years.

   You do not need to earn any income to obtain TFSA contribution room, but you must file a tax return in order for the Canada Revenue Agency to provide your contribution room information.

   For more information, please visit us in either branch or call Devron, our investment specialist, at 937-6557.



2. For more information, click on our News & Updates tab, then click on Tax-Free Presentation to view our presentation.

Account features:

1. Various plans and options available.


2. No fees.


3. Competitive rates and investment terms.


4. Automatic transfers can be set up on flexible terms to meet your needs.


5. RRSP's are displayed on your monthly statement along with your other accounts.


6. For more information, please contact Devron, our investment specialist, at 937-6557.

Account features:

Account features:

1. No fees.


2. Many payment options available from monthly to annually.


3. Competitive rates and investment options.


4. RRIF activity is recorded on your descriptive monthly statement along with your other accounts.

Account features:

1. Available as variable rate or fixed rate deposits, just like RRSP's.


2. Can only be withdrawn by conversion to a LIF or purchase annuity.

Account features:

1. Available in both variable and fixed rate options, just like the RRIF account.

Account features:

1. Pay bills, review statement items, get current account balances and transfer funds all by phone.

Account features:

1. Internet banking that allows members to transfer funds between multiple accounts, view statement items and pay bills at their convenience.

Account features:

1. Debit card that allows you access to your account to withdraw, deposit, make payments at an ATM or make a purchase at any point of sale terminal. Roblin Credit Union members using any Credit Union ATM pay no service charges.

Account features:

1. Make deposits outside regular office hours.


2. Deposits credited to account on next business day.


3. Annual rental fee.

Account features:

1. Surplus shares receive dividends each year as declared by the Board of Directors.


2. Surplus shares are non redeemable except in case of members attaining the age of 65, closing their accounts or becoming deceased.


3. Surplus share balances exceeding $2,500 will be paid out in cash if approved by the Board of Directors.

Account features:

1. Make an appointment to see our Investment Specialist, Devron Jakeman at 937-6557, to discuss your options and/or to open an RESP for your child's education.