Line of Credit
Get protected with a Line of Credit.
Loan features:
Available for Personal, Agricultural and Commercial accounts
Overdraft protection up to a pre-authorized limit
Interest rates much lower than credit cards!
If you don't use it you don't pay interest!
Interest is calculated only on the negative balance in your account on a daily basis, charged monthly
Funds can be accessed by writing a cheque, using your MemberCard, or withdrawing funds in person on the connected chequing account
Easy to apply!
Personal Loans
Personal loans at very competitive rates for a wide range of purposes: the purchase of a vehicle, education, home renovations, investments, the list goes on and on.
Loan features:
Competitive fixed or variable rates
Life and disability insurance coverage is available
Automatic payments from your Roblin Credit Union account can be set up or electronic debits from another financial institution
Repayments are structured to meet your needs, they can be set up for weekly, bi-weekly, semi-monthly, monthly, etc
All variable rate personal loans can be prepaid at any time without penalty
All activity is recorded on your monthly statement
Easy to apply!
Mortgages
Whether you are buying a home for the first time or renewing your mortgage, we understand the importance of working out the best possible mortgage package, so your home or renovations are truly affordable.
Loan features:
Available for residential, agricultural or commercial properties
Variable rate mortgages offer the advantage of prepayment at any time without penalty
Fixed rate mortgages are available with term from 1 to 5 years with pre-payment privileges that are superior to industry standards
Competitive interest rates
Repayments are structured to meet your needs, they can be set up for weekly, bi-weekly, semi-monthly, monthly, etc
Commercial and Agricultural mortgages can also be paid Quarterly, Semi-annually or Annually
Automatic payments from your Roblin Credit Union account can be set up or electronic debits from another financial institution
Mortgage insurance available
CMHC insured mortgages are also available for up to 95% of the purchase price of the residential property
Amortization periods up to 25 years
Commercial
Starting a new business or expanding your present one? We have the right plan for you.
Loan features:
Competitive rates
Variable or fixed terms available
Life and disability insurance is available
Repayments are structured to meet your needs, they can be set up for weekly, bi-weekly, semi-monthly, monthly, etc
All activity is recorded on your monthly statement
Agricultural
For operating loans, machinery purchases, expansions, lines of credit, livestock purchases or land loans we can help you meet your financial goals.
Loan features:
Competitive rates
Operating and term loans available
Repayments are structured to meet your needs, they can be set up for monthly, quarterly, semi-annually or annually
Automatic payments from your chequing/savings available
Life and disability insurance is available
All activity is recorded on your monthly statement
Student Loans
Furthering your education?! Let us help reach your goals.
Loan features:
Competitive interest rates
Monthly interest is your only payment
Principal repayment commences twelve months after completion of studies
Option of converting to a regular loan at competitive rates
If credit history is limited, a co-signer will be required
All activity is recorded on your monthly statement
