Interest Rates
|
 |
Interest rates are subject to change without notice.
Prime Rate
current as of: July 21, 2010 |
|
RCU Prime
|
3.50%
|
|
Premium Plus Accounts
current as of: January 2, 2004 |
|
Personal Premium Plus
|
|
|
$ 0 - 500
|
0.000%
|
|
$ 501 - 3,000
|
Plan 24 minus 0.50%
|
|
$ 3,001 - 5,000
|
Plan 24 minus 0.25%
|
|
$ 5,001 - 10,000
|
Plan 24
|
|
Agricultural & Commercial Premium Plus
|
|
|
$ 0 - 2,500
|
0.000%
|
|
$ 2,501 - 30,000
|
Plan 24 minus 0.25%
|
|
$ 30,001 - 50,000
|
Plan 24
|
|
$ 50,001 & Over
|
Plan 24 plus 0.25%
|
|
U.S. Premium Plus
|
|
|
$ 0 - 50
|
0.000%
|
|
$ 50 - 3,000
|
Plan 24 minus 0.50%
|
|
$ 3,001 - 5,000
|
Plan 24 minus 0.25%
|
|
$ 5,001 & Over
|
Plan 24
|
|
|
Savings
current as of: June 28, 2010 |
|
Plan 24
|
0.25%
|
|
Plus 24 Investment Savings ($5000 min)
|
1.00%
|
|
Regular Savings
|
0.50%
|
|
FatCat & HeadStart
|
0.50%
|
|
Life Insured Savings
|
0.25%
|
|
Escrow
|
0.25%
|
|
|
Short Term Deposits
current as of: March 6, 2009 |
|
Minimum deposit $1,000
|
|
|
Non-redeemable
|
|
|
30 - 59 Days
|
0.50%
|
|
60 - 89 Days
|
0.50%
|
|
90 - 179 Days
|
0.50%
|
|
180 - 269 Days
|
0.50%
|
|
270 - 364 Days
|
0.50%
|
|
|
Term Deposits (GIC)
current as of: June 28, 2010 |
|
Minimum deposit $1,000
|
|
|
FatCat/Head Start minimum $300
|
|
|
12 Months
|
1.25%
|
|
24 Months
|
1.50%
|
|
36 Months
|
2.25%
|
|
48 Months
|
2.50%
|
|
60 Months
|
3.00%
|
|
|
TAX FREE SAVINGS ACCOUNT
current as of: June 28, 2010 |
|
Tax Free Savings Account
|
1.00%
|
|
1 Year Term Deposit
|
1.25%
|
|
2 Year Term Deposit
|
1.50%
|
|
3 Year Term Deposit
|
2.25%
|
|
4 Year Term Deposit
|
2.50%
|
|
5 Year Term Deposit
|
3.00%
|
|
*30 day rate applies for early redemption/not eligible for rate hiker
|
|
|
|
RRSP/RRIF/LRIF/LIF/LIRA
current as of: June 28, 2010 |
|
Variable (non-redeemable)
|
0.25%
|
|
12 Months
|
1.25%
|
|
24 Months
|
1.50%
|
|
36 Months
|
2.25%
|
|
48 Months
|
2.50%
|
|
60 Months
|
3.00%
|
|
|
PayDay Vari-Flex RSP
current as of: June 28, 2010 |
|
Vari-Flex
|
1.25%
|
|
|
U.S. Exchange Rates
current as of: Sept. 2, 2010 |
|
Updated daily Mon-Fri
|
By 11:00 am
|
|
Purchasing U.S. Funds
|
|
|
0-$4,999.99
|
1.0712
|
|
$5,000 and over
|
1.0692
|
|
Selling U.S. Funds
|
|
|
0-$4,999.99
|
1.0352
|
|
$5,000 and over
|
1.0372
|
|
|
Residential Mortgages
current as of: June 28, 2010 |
|
1 Year
|
3.50%
|
|
2 Year
|
4.00%
|
|
3 Year
|
4.50%
|
|
4 Year
|
4.50%
|
|
5 Year
|
4.65%
|
|
|
Farm Mortgages
current as of: June 28, 2010 |
|
1 Year
|
4.50%
|
|
2 Year
|
5.00%
|
|
3 Year
|
5.50%
|
|
4 Year
|
5.50%
|
|
5 Year
|
5.65%
|
|
|
Agrinvest Savings Account
current as of: June 28, 2010 |
|
Agrinvest Savings
|
1.00
|
|
|
|
